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valuable Articles
 
These articles once appeared in other areas of the website. After a period of time, they are moved here when we feel they have continued value to the community.
 
Cinco Ranch Logo is a Lotus Blossom

How old are the tires on your car?

Did you know tires can be purchased as new and yet be over 6 years old. Your tires could be a ticking time bomb.

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Cinco Ranch Logo is the Lotus Flower

CAUTION: JURY DUTY SCAM

This has been verified on Snopes.com (link listed below) and by the FBI.

Please pass this on to everyone in your email address book. It is spreading fast so be prepared should you get this call. Most of us take those summons or jury duty seriously, but enough people skip out on their civic duty, that a new and ominous kind of scam has surfaced.

Fall for it and your identity could be stolen, reports CBS. In this con, someone calls pretending to be a court official who threateningly says a warrant has been issued for your arrest because you didn't show up for jury duty. The caller claims to be a jury coordinator. If you protest that you never received a summons for jury duty, the scammer asks you for your Social Security number and date of birth so he or she can verify the information and cancel the arrest warrant. Sometimes they even ask for credit card numbers. Give out any of this information and bingo! Your identity just got stolen.

The scam has been reported so far in 11 states, including Oklahoma, Illinois, and Colorado. This (scam) is particularly insidious because they use intimidation over the phone to try to bully people into giving information by pretending they're with the court system. The FBI and the federal court system have issued nationwide alerts on their web sites, warning consumers about the fraud.

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Cinco Ranch Logo is the Lotus Flower

Update on the "809 Area Code Scam" and What to Do if Your e-Zine Gets Changed and Then Spammed

The "809" scam has many permutations but they all involve a message to you (either by email, phone or pager) that you immediately call or fax a number in the "809" area code or some other area code in the Caribbean. Examples of why you should call or fax the phone number include avoiding litigation, receiving information about someone who has been arrested or died, winning a wonderful prize, or getting a job.

The "809" area code is in the Caribbean, yet most people are not aware that they are making an international call when they dial the "809" area code, since you simply dial 1-809-xxx-xxxx to make the call. No international codes are required.

The problem comes from the fact that some phone numbers in the "809" area code are "pay-per-call" numbers (such as 900 numbers in the US) - but there are no legal requirements that callers be informed that they are being charged extra in the Caribbean. When you return one of these "pay-per-call" 809 calls, the scamsters try to keep you on the phone as long as possible, and you may be charged very high rates for the call, reportedly up to $25 per minute.

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Cinco Ranch Logo is the Lotus Flower

IDENTITY THEFT: How to Protect yourself - and your kids

In the U.S. each year, about 9 million people fall victim to identity theft--from a few hundred dollars charged to your credit card to someone posing as you to get a job. A growing concern: It's happening to kids, even babies.

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